Services & products

Every financial product you actually need.

From everyday checking to multi-currency business treasury, Allyway covers the whole journey — priced clearly and built to work together.

Products

Banking, saving, borrowing and business — done properly

Pick what you need today and add more as you grow. Everything shares one login, one card, and one clean view of your money.

Checking & savings that actually work for you
Everyday bankingAllyway accounts
Everyday banking

Checking & savings that actually work for you

Open an account in under five minutes. No monthly fees, no minimum balance, and instant access to your money wherever you are.

  • Zero monthly maintenance fees
  • Fee-free withdrawals at 55,000+ ATMs
  • Automatic savings rules and round-ups
High-yield savings, FDR & DPS plans
Grow your moneyAllyway savings
Grow your money

High-yield savings, FDR & DPS plans

Earn up to 4.8% APY on savings and lock in competitive fixed-deposit returns, all managed from a single dashboard.

  • Up to 4.8% APY on savings
  • Fixed deposit receipts from 30 days
  • Compounding monthly, paid instantly
Virtual and physical cards with total control
Spend smarterAllyway cards
Spend smarter

Virtual and physical cards with total control

Design your card, set per-merchant limits, and freeze it instantly. Apple Pay and Google Pay ready from day one.

  • Instant virtual cards for online spend
  • Real-time spending controls & alerts
  • Cashback on everyday purchases
Personal and business loans from 5.9% APR
Borrow with confidenceAllyway lending
Borrow with confidence

Personal and business loans from 5.9% APR

Transparent rates, no hidden fees, and a decision in minutes. Repay early with zero penalties.

  • Rates from 5.9% APR
  • Decisions in under 3 minutes
  • No early-repayment penalties
Banking, invoicing and treasury in one place
For business

Banking, invoicing and treasury in one place

Everything a growing company needs: multi-currency accounts, automated invoicing, and FX at interbank rates.

  • Multi-currency business accounts
  • Automated invoicing & reconciliation
  • Team cards with role-based limits
Plans

Simple, transparent pricing

No hidden fees, ever. Switch or cancel any time.

Everyday

For everyday spending and saving.

$0per month

  • Free checking & savings
  • Virtual debit card
  • Instant transfers
  • Fee-free ATM withdrawals
  • FDIC insured to $250,000
Most popular

Plus

For people who want their money to work harder.

$9per month

  • Everything in Everyday
  • 4.8% APY high-yield savings
  • Metal physical card
  • Cashback on all purchases
  • Priority 24/7 support
  • FDR & DPS plans

Business

For teams, founders, and growing companies.

$29per month

  • Everything in Plus
  • Multi-currency accounts
  • Automated invoicing
  • Team cards with limits
  • Treasury & FX desk
  • Dedicated account manager
Cards

Virtual or physical — it's your choice

Spin up a virtual card instantly, or order a metal physical card. Either way you get granular controls and instant freeze.

AllywayClassic

•••• •••• •••• 4291

C. WilliamsVISA
AllywayAzure

•••• •••• •••• 8814

A. DialloVISA
AllywayGold

•••• •••• •••• 5037

M. LehmannVISA
Apple PayGoogle PayPayPalStripeRevolutWiseSWIFTVisaMastercard
Getting started

From application to your first payment in minutes

No branch visits, no paperwork, no waiting. Here's exactly how it works.

01

Apply in minutes

Answer a few questions and verify your identity right from your phone. No branch visit required.

02

Fund your account

Move money in from any bank, card, or wallet. Funds are available instantly.

03

Start banking

Get your virtual card immediately and a physical card in 2–3 business days.

Questions

Answers, before you even ask.

Still unsure about something? Our team replies in under two minutes, 24 hours a day.

Most customers complete the online application in under five minutes and receive instant approval. A virtual card is issued immediately, with a physical card arriving in 2–3 business days.

Yes. Deposits are FDIC-insured up to $250,000 per depositor. Every session is protected by 256-bit encryption, two-factor authentication, and continuous fraud monitoring.

Everyday checking and savings accounts have no monthly maintenance fees and no minimum balance. We only pass on clearly disclosed third-party fees, such as international wire costs.

You can send and receive funds in more than 150 countries across 30+ currencies, usually at the interbank exchange rate plus a transparent, fixed margin.

Absolutely. Business accounts include multi-currency balances, automated invoicing, team cards with role-based limits, and treasury tools.

Join 540,000+ customers

Ready for a bank that keeps up with you?

Open your free account in under five minutes. No paperwork, no hidden fees, no minimum balance.

No credit check to open an account · Cancel anytime